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Some of the benefits of IMG International Health Insurance are:
Worldwide Coverage Area
With Global Medical Insurance you have a choice of three plan options: Silver, Gold and Platinum. Simply choose one that best fits your needs. The Silver and Gold plans provide US$5,000,000 of lifetime coverage, while the Platinum plan provides US$8,000,000. All three plans offer a full range of benefits suited for individuals and families. There are two coverage area options: worldwide or worldwide excluding the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. When you select Global Medical Insurance, you receive IMG’s commitment to deliver world class health benefits, medical assistance and total peace of mind.

If you want pre-existing conditions covered without a waiting period then you need to select the Platinum plan.

As part of the eligibility requirements for Global Medical Insurance, U.S. citizens must reside abroad or plan to leave the U.S. on their effective date and plan to reside abroad for at least six of the next 12 months. Non-U.S. citizens may reside anywhere, including their country of citizenship, although certain eligibility restrictions may apply to non-U.S. citizens residing in the U.S.

You also have the option of adding Global Term Life InsuranceS and Global Daily IndemnitySM to your Global Medical Insurance.

Global Term Life Insurance
* Global Term Life Insurance provides protection for your family at the time of a traumatic loss and is available with no additional underwriting. This coverage is available for a standard annual premium of US$240 and includes an Accidental Death and Dismemberment benefit.

Global Daily Indemnity

* Global Daily Indemnity pays you US$100 for each covered overnight hospital stay other than those related to maternity.

Lifetime Eligibility

Lifetime medical coverage is available if you are enrolled in the Global Medical Insurance plan by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday you will receive a summary of benefits of a new plan, Global Senior Plan®, and an enrollment form for coverage. There is no additional medical underwriting. You simply need to review the benefits, and complete and return the enrollment form with your premium.

These benefits are for both US and non-US citizens.

These benefits and many, many more are covered for a low price. Click Global Medical Insurance® for an instant price quote, view terms and complete benefits and to purchase online. You can have coverage within 5 minutes.

When you click on any of those links you will be taken to a page where you enter your age or date of birth and your gender. Then you will be taken to a rates page with the option of seeing more details on each plan including the benefits, terms and conditions. All of this is accessible without entering any contact information.

Printable Brochure and Application
If you would like an Global Medical Insurance brochure mailed to you, and you live in the USA, please send an email to globalmedical@protection4all.com with your name and address and I will mail one to you.

Another reputable company we offer is HTH World Wide

Their Global Citizen Plan has many options that will work work for many individuals and families. This plan is only available to US Citizens working outside of the US. For more details download and review their brochure or begin the quoting process online. There is no obligation, just request a quote and see if it works for you and your family. Please contact us if you have any questions or concerns.

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