Some of the benefits of IMG International Health Insurance are:
Worldwide
Coverage Area
With
Global Medical Insurance you have a choice of three plan options:
Silver, Gold and Platinum. Simply choose one that best fits your
needs. The Silver and Gold plans provide US$5,000,000 of lifetime
coverage, while the Platinum plan provides US$8,000,000. All three
plans offer a full range of benefits suited for individuals and
families. There are two coverage area options: worldwide or worldwide
excluding the U.S. and Canada. Both options provide coverage 24
hours a day, and you have the freedom to choose any doctor or hospital
for treatment. When you select Global Medical Insurance, you receive
IMG’s commitment to deliver world class health benefits, medical
assistance and total peace of mind.
If you want
pre-existing conditions covered without a waiting period then you
need to select the Platinum plan.
As part of the
eligibility requirements for Global Medical Insurance, U.S. citizens
must reside abroad or plan to leave the U.S. on their effective
date and plan to reside abroad for at least six of the next 12 months.
Non-U.S. citizens may reside anywhere, including their country of
citizenship, although certain eligibility restrictions may apply
to non-U.S. citizens residing in the U.S.
You also have the option of adding Global Term Life InsuranceS and
Global Daily IndemnitySM to your Global Medical Insurance.
Global
Term Life Insurance
*
Global Term Life Insurance provides protection for your family at
the time of a traumatic loss and is available with no additional
underwriting. This coverage is available for a standard annual premium
of US$240 and includes an Accidental Death and Dismemberment benefit.
Global
Daily Indemnity
* Global Daily
Indemnity pays you US$100 for each covered overnight hospital stay
other than those related to maternity.
Lifetime
Eligibility
Lifetime medical
coverage is available if you are enrolled in the Global Medical
Insurance plan by your 65th birthday and maintain continuous coverage
to age 75. Prior to your 75th birthday you will receive a summary
of benefits of a new plan, Global Senior Plan®, and an enrollment
form for coverage. There is no additional medical underwriting.
You simply need to review the benefits, and complete and return
the enrollment form with your premium.
These benefits
are for both US and non-US citizens.
These
benefits and many, many more are covered for a low price. Click
Global
Medical Insurance® for an instant price quote, view terms
and complete benefits and to purchase online. You can have coverage
within 5 minutes.
When you click on any of those links you will be taken to a page
where you enter your age or date of birth and your gender. Then
you will be taken to a rates page with the option of seeing more
details on each plan including the benefits, terms and conditions.
All of this is accessible without entering any contact information.
Printable
Brochure and Application
If you would like an Global Medical Insurance brochure mailed to
you, and you live in the USA, please send an email to globalmedical@protection4all.com
with your name and address and I will mail one to you.
Another reputable company we offer is HTH World Wide
Their
Global Citizen Plan has many options that will work work for many
individuals and families. This plan is only available to US Citizens
working outside of the US. For more details download and review
their brochure
or begin
the quoting process online. There is no obligation, just request
a quote and see if it works for you and your family. Please contact
us if you have any questions or concerns.
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