Global Medical Insurance offers certain benefits like:
Worldwide
Coverage Area.
With
Global Medical Insurance you have a choice of three plan options:
Silver, Gold and Platinum. Simply choose one that best fits your
needs. The Silver and Gold plans provide US$5,000,000 of lifetime
coverage, while the Platinum plan provides US$8,000,000. All three
plans offer a full range of benefits suited for individuals and
families. There are two coverage area options: worldwide or worldwide
excluding the U.S. and Canada. Both options provide coverage 24
hours a day, and you have the freedom to choose any doctor or
hospital for treatment. When you select Global Medical Insurance,
you receive IMG’s commitment to deliver world class health
benefits, medical assistance and total peace of mind.
As
part of the eligibility requirements for Global Medical Insurance,
U.S. citizens must reside abroad or plan to leave the U.S. on
their effective date and plan to reside abroad for at least six
of the next 12 months. Non-U.S. citizens may reside anywhere,
including their country of citizenship, although certain eligibility
restrictions may apply to non-U.S. citizens residing in the U.S.
You
also have the option of adding Global Term Life InsuranceSM and
Global Daily IndemnitySM to your Global Medical Insurance.
Global
Term Life Insurance
*
Global Term Life Insurance provides protection for your family
at the time of a traumatic loss and is available with no additional
underwriting. This coverage is available for a standard annual
premium of US$240 and includes an Accidental Death and Dismemberment
benefit.
Global
Daily Indemnity
*
Global Daily Indemnity pays you US$100 for each covered overnight
hospital stay other than those related to maternity.
Lifetime
Eligibility
Lifetime
medical coverage is available if you are enrolled in the Global
Medical Insurance plan by your 65th birthday and maintain continuous
coverage to age 75. Prior to your 75th birthday you will receive
a summary of benefits of a new plan, Global Senior Plan®,
and an enrollment form for coverage. There is no additional medical
underwriting. You simply need to review the benefits, and complete
and return the enrollment form with your premium.
These
benefits are for both US and non-US citizens.